Theoretical judgment about banks and banking activities in the macroeconomic environment. Banks and banking system

Understand the jar to resemble the Italian language, and in translation means a shop, style. Bankers - so they called minyav and likhvarіv in middle Italy.

Bank- ce financial institute, which viroblyaet raznomanitny see operations from pennies and valuable papers. Banks - set financial and credit institutions, how to provide financial services to the order, physical and legal persons. The power of the banks:

otrimanna pributka;
zdijsnennya banking operations;
vіdkrittya that vedennya banking rahunkіv physical and legal osіb;
activity on the basis of licenses of the state;
the right to participate in the trading, virobnichoy and insurance activities.

See banks not numerical: central banks and commercial ones. Central banks- to regulate the banking system to the sovereign equal, to regulate the issuance of the national currency. Commercial banks conduct business activities in the banking system.

There are three types of commercial banks:

investment banks (investment, paper prices);
Saving banks (deposits, deposits);
universal (all types of banking activities).

Functions of banks.

Saving a client's pennies: the first historically, and dosi one of the main functions of the bank.
Transfer of pennies from one client to another unprepared rozrachunk (way to change official records).
Credits(Credits may have a stimulating impact on the economic sphere and on business; in addition, one more positive moment of this function is the creation of an additional penny).
At the resources of banks, the acquisitions and positional capital are superior to those of the government, which attracts in itself the promotion of confidence in front of depositors and creditors.
One-hour work with clients from various areas of activity, including opponents (competitors).

Bank resources are made up of the wealthy capital and earned money. Vlasniy Kapital - the reserve fund of the bank, zasіb zahistu at the expense of the bank's liquidity and the need to return deposits. Power capital is formed from:

statutory capital (minimum rozmіr lane bank);
fondy with additional surplus;
additional capital (income on the sale of valuable papers, on the exchange rate and on the price of the revaluation of the main assets).

Getting money from bank resources - tse:

deposits of physical and legal entities;
interbank loans;
bills and bonds to the bank.

Banking system.

Banking system- tse complex of all types of national banks and credit institutions. Structure of the banking system is made up of two equals.

On the upper level is the central emisional bank, which regulates the operation of the system. On the lower level, commercial banks (universal and specialized - investment, security, mortgage, credit, etc.).

Key elements in the infrastructure of the banking system:

legislative norms;
regulations for the operation;
appearance, soundness and processing of data bases;
structure of the control apparatus (set).

Banking infrastructure - those without which the banking system cannot develop normally; won represents for banks such a regulator of behavior, as for people - moral and legal norms.

Speaking about banks and the system of banks, one cannot but guess about the understanding banking secrets- a kind of code of honor for the bank. In some countries, the bank's supporters have been fenced in to spread information about customers, their accounts and the movement of cats.

FINANCIAL SYSTEM
Suspіlstvoznavstvo Grade 11
Codifier from Suspіlstvoznavstva
Section 2. Economics. Topic 2.6

TOPICS PLAN:
1. ESSENCE OF FINANCE
2. CENTRALIZATION, CORPORATE AND FINANCIAL SPECIFICATIONS
3. FINANCIAL FUNCTIONS
rozpodіlna
control
regulating
stabilizing
fiscal
stimulating
3. BASIC FINANCIAL INSTITUTIONS AND FUNCTIONS:
Central Bank (CB)
commercial banks
insurance organizations
share investment funds (PIF)
Non-State Pension Funds (NPF)
stock exchanges and int.
4. DEPONENTI I depositors (physical and legal individuals)
5. LEGAL REGULATION OF FINANCIAL ACTIVITIES
RF

FINANCY

PUBLIC
(sovereign)
CORPORATE
A TASK:
razpodіl and repodіl
huge product
and national income.
Intermediaries - financial institutions.
PECULIARITIES

See finance

Private finance
International 1. Features of finance
family finance
finance
2. Small business finance
Sovereigns
corporate
finance
finance (finance
enterprises, business),
Municipal
bank finance,
finance
finance
finance)
non-commercial
organizations
Public finance

FINANCIAL FUNCTIONS

ROZPODILNA
rozpodіlyaєyatsya and perezpodіlyaєtsya vnutrishnіy gross
dokhid
order of the state, regions, municipalities and nadals
CONTROL
through finance, the entire transfer of the rozpodilchogo
process, as well as vitrachannya for the whole confession
penny koshtіv, sho come from the federal budget
ADJUSTING
through finance (gifts, state loans, etc.)
the state is pouring into the process of virobnitsia
STABILIZING
the provision of the population with stable economic
social minds
FISCAL
selection of taxes, for the purpose of economic, social.
political and other. head of state and supremacy
STIMULATING
support of the singing sectors of the economy through
investment of financial resources

BASIC FINANCIAL INSTITUTIONS

What is a financial institution?
FINANCIAL INSTITUTE - organization,
that I take part in the financial and credit system
Central Bank (CB)
commercial banks
insurance organizations
share investment funds
(PIFi)
non-state pensioners
fondi (NVF)
stock exchanges and int.

BANKING SYSTEM
credit institutions and organizations.
CPU
(as a rule
wine one)
Commercial banks
rich

The structure of the banking system of Russia

central bank
RF
Non-banking
credit
organizations
Commercial banks
Universal
banks
Specializations
no banks
Representation
banks
foreign
banks
Branches of banks
Associations
commercial banks

10. CENTRAL BANK

CENTRAL BANK (CB) - the main regulatory credit authority

BASIC CPU FUNCTIONS:
emisian monopoly in
number of banknotes (only Central Bank
zdіysnyuє penny emisіyu);
є “bank of banks”, tobto
rozrakhunk center
banking
Target:
system, hope
їй
prevent
loans, in some countries
financial collapse
look out for
countryside
banking activities;
є bank in a row;
carry out a penny loan
regulation;
save gold and foreign exchange reserves
edge.
federal
reserve
CPU
Russian
Federations
Bank of England
(Bank of Russia)
system
USA

11. Commercial banks

Commercial bank - non-state
credit setting, what does it mean
universal banking operations for
legal and physical osib (rozrakhunkovі,
payment transactions
investment, nadannya position, as well as
operations on the market of valuable papers
intermediary operations)

12. COMMERCIAL BANKS

COMMERCIAL BANK (commercial bank) - credit and financial
organization that serves the enterprises of that population.
Target:
surplus

13.

Vіdsotkovі rates per view
credits higher than vіdsotkovyh rates for
contributions. Retail between qimi
showing signs of banking
surplus - margin.
The main method of activity
organization and management
pributka.
At the same time, banks are closing,
who specialize more
on okremih banking services.

14. See commercial banks

Galuzevі banks - serve pevnі galluzі
economy (Gazprombank, Roslgospbank)
International banks serve all the branches of the economy
(Russian National Bank)
Regional banks serve the main regions
regions (Mosbusinessbank)
Oshchadniy Bank - may have branches in all regions
regions and specialize in accepting and saving deposits
population

15.

16.

17.

18.

19.

20.

21.

22.

Financial and credit
install
Type of activity
Capital
pension fund
The payment of pensions helped.
Investment of selected coins
I will buy valuable papers for raising
pension fund
Pension
deposits
Investment
companies
Sales of wet papers
to investors. Mediation between
a potential investor and a private investor.
Purchase of shares and bonds
Groshov
koshti private
investors
Insurance companies
Supervision of insurance services
v_dshkoduvannya zbitkiv, vtrat,
yelling unfriendly
podia
Reimbursement
undertakings,
hulks
Financial companies
Nadanny of the dead
a loan and a bad position
for individual applicants
Stock exchanges
Sale and purchase of valuable papers
International
financial and credit
organizations
Financing and lending
different lands, a place of light
trade

23. INSHI FINANCIAL INSTITUTIONS

INSURANCE COMPANIES - organizations providing insurance
services recognized for the blowing of beats, vtrat unfortunate
jumps.
NON-STATE PENSION FUND (NPF) - fund,
creations by private and state-owned companies,
undertakings to pay pensions and help people who contribute
pension contributions to the fund.
PAЄVІ INVESTMENT FUND (PIF) - financial and credit
an institution that collects the money of private investors through
sales to them of high-quality papers.
FUND EXCHANGE - organizations that specialize in the sale of
purchase of valuable papers
INTERNATIONAL FINANCIAL AND CREDIT INSTITUTIONS (Light Bank, International Monetary Fund, European Bank
reconstruction and development and in.). Engaged in finance and
lending to different lands, spying on light trade,
provide assistance in stabilizing the financial system.

24. LEGAL REGULATION OF FINANCIAL ACTIVITIES OF THE RUSSIAN FEDERATION

What laws
be regulated
financial
activity in the Russian Federation?
Constitution of the Russian Federation,
Civil Code of the Russian Federation,
Budget Code of the Russian Federation,
Subsidiary Code of the Russian Federation
Federal Law "On the Central Bank
Russian Federation"
Federal Law "On banks and banking
activities"
Federal Law "On the organization of insurance
help in the Russian Federation" and
in.

25.

Write down the word missing from the table.
Banking system of Russia
upper rive
lower rіven
...
bank
commercial
banks
Type: central
non-banking
credit
organizations

26.

institutes of the Russian Federation and write down the numbers, pіd yakimi
stinks are indicated.
1) Central Bank - national bank,
scho
the center of the financial and credit system.
2) All financial institutions accept
deposit/deposit.
3) Pension funds specialize in
crediting of sales of fast goods from
rozstrochennya that vidachі spozhivchih pozichok.
4) The central bank sets the oblikovu rate.
5) Financial institutions provide services to
I’ll tell you about the cost and the situation.
Response: 145

27.

Choose different thoughts about finance
institutes and write down the numbers, under the stench
indicated.
1) Financial institutions are called organizations,
what about the financial and credit system.
2) Commercial banks are engaged in
for the protection of the household.
3) The Central Bank is raising pennies
between communities and organizations.
4) Commercial banks have a monopoly
emissia of pennies.
5) Commercial banks are restoring the appearance
bet.
Response: 12

28.

The terms are lowered below. Oh, stink, for
blaming one, to understand
"Finance Institute".
State corporation, pension
fund, insurance company, credit
installation, stock exchange, investment company.
Find out the term that should be used before
others understand.
Suggestion: state corporation

29.

Below is a list of terms. Usi stink, for a wink of two, characterize the type of financial
institutes.
1) investment fund
2) commercial bank
3) artil
4) insurance company
5) stock exchange
6) non-profit organization
Find two terms that “fall out” of the foreign language
in a row, and write down the numbers, under the stench
indicated.
Response: 36

30.

Organization Z wins cats
private investors, taking part in the trade in valuable papers and acting as an intermediary between the owners and private
investors. Specify the type of financial
institutions, to what extent the organization
Z.
1) innovative institutions
2) fund institutions
3) investment institutions
4) mortgage institutions
Suggestion: 3

31.

Choose the right balance for the banking system
write down the numbers, under which the stench is indicated.
1) The structural element of the banking system is an insurance company.
2) Acceptance of deposits from the population to lie down to active
operations of a commercial bank.
3) The Central Bank is a keeper of gold and foreign exchange
reserves of the country.
4) Great enterprises open their deposits
rahunki at the Central Bank.
5) Prior to passive operations of a commercial bank, it is necessary to withdraw credits from other banks.
Response: 35

32.

The situation on the mortgage lending market was shown to the baby: the proposition line S
moved to a new position - SI (P -
price of services, Q - number of services). Tse relocation can be pov'yazane, persh for everything, s
1) the mass proposition of an inexpensive dwelling
to the market
2) crisis phenomena in the banking system,
to a growing number of non-payers
3) lower prices for zam_ska inviolability
4) increasing incomes of the population
Suggestion: 2

33.

Set the security between the functions of banks and
equal to the banking system: to the skin position, given in
to the first step
another stand.
BANK FUNCTION
A) intermediation in lending
B) collation of credit pennies
C) a look at the activities of credit institutions
D) accumulation of koshtiv hulks
D) the establishment of rules for accounting appearance and rank for
banking system of the Russian Federation
RIVEN BANKIVSKOY
SYSTEMS
1) Central bank
2) commercial banks
ID: 22121

34.

REPEAT:

35. QUOTATION

Think, first invest pennies, and do not forget to think, if already
incl. (F. Doyle)
For pennies you can not buy one thing - bіdnostі. Here it is necessary to turn around for help
stock exchange (Robert Orben)
People are able to think that the most important thing in life is love; bіdnyaki know
for sure, what is more smut - pennies. (Gerald Brenan)
Fold the balance budget - all the same, protect your own
honesty: you need to learn how to say "nі". (Ronald Reagan)
The idealist is the one who helps others to grow rich. (Henry Ford)
The banker is a person, how to put a parasol on you
sleepy weather
plank (Robert Frost)
Wall Street is the only place on Earth where people go
come in a Rolls-Royce to get food from
people who ride the subway. (Warren Buffett)
Groshima needs to be cured, not to serve them.
(Lucius Annaeus Seneca)

36.

GLOSSARY
FINANSI (finance) - mysticism and science
management is penniless.
Central Bank - CENTRAL BANK (central bank) head regulatory credit authority
system kraїni chi groupi kraїn.
COMMERCIAL BANK (commercial bank) -
credit and financial organization,
serving the population of that population.
Bezgotіvkovі pennies, deposits (deposits) records on the accounts of banks.
REFINANCING RATE
or Oblikova rate (disckaut rate) -
interest rate, pid yak CPU
give loans to commercial
banks.

37.

WHEN PREPARING THE PRESENTATION
VICORISTAN MATERIALS:
Korolova G.E. Economics: 10-11 class: tutor for
uchnіv zagalnoosvіtnіh ustanov. M,
Ventana-Graf, 2013
Kirev A.P. Economics: Handyman for grades 10-11
lighting installations (basic rіven)
. M. VITA-PRES, 2012
Baranov P.A. Ekonomika: express tutor for preparatory work before EDI. M. Astrel. 2013
Makarov O.Yu. Suspіlstvoznavstvo: A new course. Multimedia tutor. St. Petersburg, St. Petersburg, 2012
http://en.wikipedia.org
REMOTE START:
http://interneturok.ru/ru/school/obshestvoznanie/11-klass/bchelovek-i-ekonomikab/finansy-ikapital?seconds=0&chapter_id=350 - InternetLesson "Finance and Capital"
http://interneturok.ru/ru/school/obshestvoznanie/11-klass/bchelovek-i-ekonomikab/bankovskayasistema?seconds=0&chapter_id=350 - Internet lesson "Banking system".
https://www.youtube.com/watch?v=g71RKsjqN1U&index=12&list=PLtOS0Uj5KV7DRrJaRB1Ycrgfsxz-zjFZI –
video lecture Kotsar E.S. "Penny, financial institutions, banking system" Part 2.
SITES FOR PREPARATION TO EDIT:
http://www.ege.edu.ru/ - the official portal of the EDI (calendar of meals; codifier, specification,
demo version; scale for transferring points; special office).
http://fipi.ru - official bank head of EDI.
http://soc.reshuege.ru - the bank is the head of the EDI, you can review the opinions, comments to all
nutrition.
http://stupinaoa.narod.ru/index/0-20 - here you can find out the plans and criteria for evaluating
various topics for the course of social science.

ECONOMY

1. Choose the correct judgment about the subjects of banking activities and write down figures, under what stinks are indicated.

1) Commercial banks can be engaged in the production of quiet material values.

2) The central bank can accept deposits and loans.

3) The Central Bank can establish certain financial standards, which may allow all credit institutions to pay.

4) Commercial banks can engage in trade and insurance lane.

5) Commercial banks can be engaged in lending to businesses, the power of the population.

2. To establish a position between the approaches of the sovereign regulation of the economy and її methods: to the skin position, given to the first column, to take the position from the other column.

3. A financial consultant explains to his client the privileges of shares in shares extraordinary. If you are right, if you are hoping for preferred shares, may the consultant see? Choose the correct position and write down the numbers, according to which they are indicated.

1) Number of shares give the right to participate in the management company.

2) Cі shares give a declaration about the withdrawal of a fixed dividend.

3) The increase in dividends for these shares and the liquidation rate are calculated from a solid penny sum or from hundreds to the nominal value of preferred shares.

4) The number of shares to give the first declaration about the withdrawal of a part of the company's lane from the bankruptcy.

4) Great enterprises open their deposits to the Central Bank.

D) freedom of business

E) cyclical development of the economy

1) Rinkova

2) command

6. The order of the state T was able to speed up the deficit of the state budget, changing the spending on embarrassment of the state apparatus. What other statutes can be taken away from the state budget?

3) serving the derzhborg

3. Increasing prices of resources will generate inflationary propositions.

4. One of the reasons for inflation is increased competition between pickers.

5. Prior to the current inflation, there should be an increase in the real wages of workers. Suggestion:

8. To establish the visibility between types of vitrates and specific butts of vitrates: to the skin position, given in the first column, choose the correct position from the other column

APPLY VITRAT VIDI VITRAT

A) stain on syroving and materials 1) fast

B) rental fee for accommodation 2) change

C) spend on public services

D) spend on the salary of practitioners

E) insurance payment Vidpovid _______________

9. Nadії 40 years, won - a housewife. The woman keeps order at the house, talks about the person who works at the great reception. To what categories of population can Nadiya be classified? Choose from the requested list of required positions and write down the numbers that indicate the stink.

1) business data

2) partly occupied

3) do not turn on to the number of working force

4) nervous to know the work

5) timchasovo jobless

6) occupied Vidpovid:

10.Choose the correct form for filing and write down figures,under what stinks are indicated.

1) Proportionate podatkuvannya means that the tax should be deposited depending on the amount of income.

2) With proportional subsidy from high incomes, a larger income is drawn, lower from low ones.

3) With a progressive system, with increasing income, the tax rate will increase.

4) Spozhivach tsіkavleniy sberezhennі market competition.

5) In the different market economy, there is a significant increase in taxes on the harvester.

14. Choose the correct measurement for the economic growth and write it down figures,under what stinks are indicated.

1) The growth of GDP should always be aware of the economic growth of the country.

2) Availability of natural resources of high quality and intelligence, and an indicator of extensive economic growth.

3) The need to study additional practitioners to report on extensive economic growth.

4) Scientific organization of practice - a sign of intensive economic growth.

5) About the intensive economic growth can be judged by the improvement of the professional skills of practitioners.

15. Find out from the list below, apply the function of the capital market. Write down the numbers, pid what stinks are indicated

1) Depending on the commitment of customers, the automotive market can save stability.

2) Patients are ready to pay a great price in order to receive medical assistance of the best quality.

3) In the minds of the financial crisis, there was a decrease in the rate of shares of great companies.

4) For a short period of time, the current market of lighting services has become famous.

5) Five banks were blocked from selling euro bonds and issuing shares at the expense of European investors.

6) The reduction in the market for traditional telephone calls is compensated by income from mobile phone services and data transmission.

16. having bought a preferred share of one of the industrial enterprises. Yaki rights wine nabuvaє, flocking vlasnik tsієї aktsії? Write down the numbers, under which the number of rights is assigned.

1) on the basis of a fixed dividend independently from the vote of shareholders

2) on the basis of the sumi borg, lit by a valuable paper, at the meanings of the lines

3) for a part of the proceeds, after the fact that dividends will be seen for the largest shares

4) taking away a part of the surplus, which should be deposited in the form of її size

5) on the management of a joint-stock partnership through participation in the collection of shareholders

6) the removal of the singing part of the lane from the liquidation of enterprises of the doti, as it will be divided between the rulers of the major shares Answer:

17. Japan, de land power that vibrates and supplies video cameras, cars and electronics to the light market. In the rest of the rocks The light market is becoming more and more evident in the surge of the growing electronics industry in Korea and the USA. What are the phenomena that illustrate the situation? Write down the numbers, under which the indicated figures appear.

1) inflation

2) competition

3) monopolization

4) specialization

4) state investments

5) income from the activities of private enterprises

6) income from emissi pennies

21. Choose the correct calculation for the economy and write down the numbers, under which the stench is indicated.

1) In the market economy, coordination of mutual relations between firms is established for the benefit of the goodwill of sellers and buyers on the basis of the mechanism of drinking and supply.

2) Coordination of interrelations between firms for the first time, povyazanyh іz zdіysnennym market lands, zocrema vitrat on the search for information about post-employment and purchasers, goods, prices, etc.

3) In times of perfect competition, the firm is not able to inflate the price, and it can take less than the obligation to evade.

4) Firms have access to complete and reliable information about the location on the markets of goods and factors of selection.

5) Usі dії firms as an economic entity are rational.

22.

Signs

VIGLYAD BEZROBITSІ

A) blamed for the decline in vibration

B) embrace all areas of cultivation

C) incorporating changes into the structure of the supply and technology of production

D) can lead to strong social shocks

D) lead to the need for the emergence of new professions

1) cyclic

2) structural

26. Choose from the transfer of functions, powerless to the Central Bank. .

1) carrying out rozrakhunkiv and payments from the state

2) intermediation of credit

3) accumulation and mobilization of penny capital

5) maintaining the stability of the ruble exchange rate

6) zdіysnennya penny emіsії

27. Choose the right judgment about the state in the minds of the market economy.

1) The state in the minds of the market economy is not responsible for the creation of the minds of the economic growth.

2) One of the functions of the state for the minds of the market economy and the creation of a legal framework.

3) The economic functions of the state in the market economy are determined by the needs of normal functioning, ensuring competition and private business.

4) In the krains with a market economy, there is no sovereign power.

5) One of the functions of the state in the minds of the market is compensation for negative external effects.

28. Set the distinction between the type of economic system and signs:

SIGNS ECONOMIC SYSTEM

A) variability is determined by zvichaї 1) rinkova

B) primitive technologies; 2) traditional

B) main meta - otrimannya pributka

D) free of charge

D) merchandising

Write down in the table the selected numbers under the double letters.

29. What kind of gifts do you pay for business? To find out from the list you need, you need to write down the numbers, for which the taxes are indicated.

1) a tribute

3) a tax on the income of physical assets

30. Establish viability between developments and ways of economic growth.

31. In order not to give up the market to Japanese manufacturers, the American automobile company "General Motori", "Ford" and "Chrysler" began to work hard to improve the quality of their cars. What economic phenomena can but illustrate this situation?

1) factory factories

2) competition

3) monopolization

4) specialization

5) inflation

6) stagnation

32. Choose Verni judgment about the role of the state in the minds of the market and write down the numbers.

1) One of the functions of the state for the minds of the market is the struggle for the monopolization of the economy.

2) The state at the market economy was called to support the protection of the population.

3) The most important function of the state is the creation of subsistence goods.

4) Power for the minds of the market regulates prices for goods of first necessity.

5) The process of privatization means the transfer of private power to the hands of the state.

33. Set the difference between the types of rinks in practice and their characteristics: to the skin position given at the first side, choose the different position from the other side.

CHARACTERISTICS

A) the proposition of practice grows in co - 1) competitive

vіdpovіdі z drink 2) monopoly

B) the salary is dictated by the firm of great robots

B) on the market for the practice of great companies

D) employees of the same profession, independently one in one, demonstrate their working strength

34. Vlasnik peruknі having paid vіdsotki for a loan, take it from the bank. Yakі dodatkovі postіyni vitrati you have to carry a short-line period? Select from the list below figures, under what stinks are indicated.

2) spend money on buying hair dryers

3) salaries of perukars

5) look after the hair

6) payment of insurance premiums

35. Choose the correct judgment about the factors of production and factor income

1) Prior to the factors of variation, the organizational and legal form of undertaking must lie.

2) Income in the form of capital - rent.

3) Building construction is one of the factors of growth.

4) The value of practice as a clerk of warfare is decreasing in modern minds.

5) Capital, as a factor of vibration, includes machines and possessions. Suggestion ___________

36. Shhorіchno vin paying a tribute to the whole mine object. What else, when it comes to paying a tribute, lie down to direct taxes? Select required positions from hover much lower than the list and write down the numbers, under which the stench is indicated.

1) a tribute

2) excise tax

3) special pributkovy tribute

4) mito

5) surplus allowance

6) a tribute from the sale

37. Choose the correct way of thinking about the market economy and write down the numbers that indicate the stench.

1) The regularity of the exchange.

38. Set the difference between the types of budget items and their specific virase: to the skin position, given in the first column, choose the appropriate position of the other column.

ITEMS BUDGET BUDGET

A) excise taxes 1) specific statistics

5) penny issue

40. Set visibility between market types and signs:

41. Learners of social and economic profile to conduct a seminar "Joint-stock partnerships in modern economy". One of the speeches is worthy of the status of an outstanding share. What from the lower point can be assigned to which ledge? Write down figures, under which the correct positions are assigned.

1) gives the right to participate in the management of the firm

2) gives the right to withdraw a fixed dividend

3) give pershochergove the right to take away the lane of firms at the time of bankruptcy

4) give the right to a crazy turnaround of the її nominal vartosti after the end of the redemption term

5) gives the right to withdraw non-fixed dividends from different decisions

6) є share price paper

42. Choose the truth of the judgment about the nature of the market vіdnosinta vidi rinkiv and write downfigures, under which stinks are indicated.

1) Competitiveness of com- petitors to improve the quality of goods.

2) Monopolization of the market leading to a reduction in prices for goods and services.

3) The market of free competition brings easy entry to the new business and foldable exit.

4) Rink's competition, power competition of the slow.

5) In the minds of an oligopoly, price control is possible with a dark mind.

43. To establish viability between the phases of the state cycle and by pointing butts:

A) from the factory assembly line, the first car of the new model

B) at important military fates, people carried clothes, dishes, and a lot of food to the markets

B) the states of the region are completing their work

D) launched a new production for the release of goods of by-butov chemistry

E) part of the new grain I bring in was sent to the fund of state reserves

44. Choose the right microscopy to save your life.

1) An increase in the protection of savings in saving your income.

2) Improvement of protection to help the shortage of goods.

4) An increase in the protection of the savings of the surplus tax.

5) Until the death of the guard, it is necessary to raise the growth of the living vitrates.

45. Establish compliance between functions and banks that will affect them.

BANK FUNCTIONS

A) zdіysnyuyut lending to legal entities - 1) central banks

2) commercial banks

B) to carry out a sovereign monetary policy

D) regulate the activities of credit institutions

D) zdіysnyuyut crediting of physical osіb

46. Two automakers teamed up to create a new supercar. What should be lowered down to the main capital of the opposing company?

2) possession

3) drink fabrication

4) palevo

6) financial investment

47. Choose the correct measurement of any factors that will match the effectiveness of the variability in the minds of the market, and write down the numbers, according to which stinks are indicated.

1) On the effectiveness of the variability, in the minds of the market, the virtuosity of the benefits of the international field of practice is added.

2) Before the factors, which will take the effectiveness of the variability in the minds of the market, require the supply of new taxes.

3) Improving the efficiency of the production, in the market economy, the sovereign regulation of the production rate is determined.

4) Investment policy - one of the chinniki, spriyat efektivnosti vrobnitstva, in the minds of the market.

5) The effectiveness of the development, in the minds of the market, is marked by the overarching trends in development.

48. Set the difference between the features of wage payment and types

FEATURES TYPES OF EARNINGS

A) to get sick of the practitioners for the buckets - 1) nominal

nerd hour 2) is real

B) manifests itself in material goods and services

B) to lay aside the prices for goods that are bought

D) work hard for practitioners for subnormal work

E) to work hard for practitioners

49. Canada and Australia have a lot of land, and the population is rosy in the great expanses. At the link with these minds, there are firms who grow up and supply wheat to the light market, fodder cultivation and the great horned thinness. They stink about the laying of the most important lands. About the processes that appear in the names of the lands, to compare the pointing butt? Write down the numbers, under which the number of processes is indicated.

1) inflation

2) specializations

3) monopoly

4) competition

50. Choose the right way to think about the market economy and write down the numbers, according to which stinks are indicated.

1) The regularity of the exchange.

2) Transition to parliamentary democracy.

3) The expansion of scientific svіtoglyadu.

4) The burial of the suspіlny rozpodіlu pratsі.

5) Appearance of the rule of law.

51. Set the difference between types of budget items and their specific virase: to the skin position, given in the first column, choose the difference position from the other column.

SPECIFICALLY VIRAZ VIEW ARTICLES

ITEMS BUDGET BUDGET

C) excise taxes 1) specific statistics

4) pass state registration

5) deposit a sum

6) choose the organizational and legal form of business

Vіdpovіdі

Banking system 10 class

2 What is the answer to the central bank?

A. The Central Bank will recognize commercial banks and their activities.

B. The Central Bank controls the distribution of pennies and controls the supply of pennies.

right only A

right only B

vіrnі resentment judgment

resentment judgment unvirnі

3 What do you think about the mirroring of the banking system?

The Central Bank lends to commercial banks.

Commercial banks work out of the wealthy and the capital of firms.

right only A

right only B

vіrnі resentment judgment

resentment judgment unvirnі

4 central bank

accept the contributions of the people

types of mortgage loans

send money

affirm laws that regulate economic activities

5 Central Bank, for the supervision of commercial banks,

zdіysnyuє financial operations

converting an emissary of pennies

take part in trading on the currency exchange

works with the contributions of the public and firms

6 What do you think about such a mirroring of financial institutions?

Banks and insurance companies reach financial institutions.

For the help of financial institutions, the market economy needs to see the funds for the management of the state's activities.

right only A

right only B

vіrnі resentment judgment

resentment judgment unvirnі

7 Zrostannu zaoschadzhen spozhivachіv nasampered priyaє

increase in the quality of goods and services

increased income

due to shortage of goods

an increase in the surplus tax

8 Central Bank of the Russian Federation

priymaє on rahunki for the protection of the hulks

types of loans to individuals and firms

license commercial banks

approve the state budget

9 Do any of these situations have a mortgage loan?

Gromadyanka M. took a bank loan to buy a mink coat.

Hromadyanin N. having issued a loan for the provision of an apartment.

The trading company took away a loan from a commercial bank for the purchase of goods.

The sovereign enterprise took away credit for the purchase of possessions.

10 Below is a list of terms. Use them, krim dvoh, to characterize the concept of "central bank".

1) Emisiya pennies; 2) licensing of financial organizations; 3) installed face rate; 4) praise of the state budget; 5) vodkrittya deposits; 6) care for the rozrahunkіv order.

Find two terms that "fall" from the chain row, then write down the numbers in the table, under which stinks are indicated

12 central bank

get on deposit

send money

types of soft loans

finance commercial firms

13 Bank Z cashing near the business district of the capital of the state. Behind some signs you can insert what Z–

figures 1)

Bank zdіysnyuє emisіyu pennies.

Bank zdіysnyuє lending to physical osіb.

The bank gets money for the deposit of the bulk of the people and firms.

The bank licenses the activity of financial organizations.

The bank sets the oblіkovu rate vіdsotka.

Bank of service providers of firms.

14 Below is a summary of the functions that are assigned by banks. All the stench

1) saving the gold and foreign exchange reserve of the state ; 2) buying and selling of currency ; 3) sales of traveler's checks ; 4) service of rakhunkіv firms ; 5) zdіysnennya monopoly emіsії pennies ; 6) .

15 The country has a noble banking system, functioning central and commercial banks. Find out from the hovered list the functions of the central bank. Write downfigures , under which stinks are indicated.

making deposits and deposits to private persons

monopoly emission of pennies

designation of the key (oblіkovoї) rate

acceptance of utility bills

figures , under which stinks are indicated. 1)

credit scores

wages

vіdsotki for deposit

dividend

transport tax

utility payments

FUNCTIONS

RIVNI BANKING SYSTEM

BUT)

monopoly emission of pennies

lending to the population

AT)

saving the gold and foreign exchange reserves of the state

licensing of financial organizations

making payments between companies

central bank

commercial banks

Write down in the table the selected numbers under the double letters.

18 Office of the financial organization of N distributions at the frontier of the capital of the state. Behind some signs you can insert what N–

figures , for which signs are assigned 1)

The organization saves the gold and foreign exchange reserves of the country.

Organization of the formation of investment portfolios of firms.

Organization of maintenance services for firms.

Organization zdіysnyuє transfer of koshtіv.

The organization sets the key (shape) rate of the hundredth.

The organization has a monopoly on the issue of pennies.

19 Below is a summary of the functions that are used by banks. All the stench
krіm dvoh, put up to the sphere of activity of commercial banks.

1) vodkrittya and servicing bank cards ; 2) buying and selling of currency ; 3) priynyatya koshtіv vіd hromadyan on deposit ; 4) service of rakhunkіv firms ; 5) recognition of the key (share) rate ; 6) emissia of pennies .

Find two functions that “fall out” from the chain row, then write down the numbers in the table, under which the stench is indicated.

20 Below is a summary of the functions that are assigned by banks. Ushі stink, kіm dvoh, vіdnosyatsya to the sphere of activity of commercial banks.

1) setting the key (obl_kovoї) rate per cent ; 2) buying and selling of currency ; 3) sales of traveler's checks ; 4) service of rakhunkіv firms ; 5) donation of pennies ; 6) vodkrittya and service of deposits of hromadyans .

Find two functions that “fall out” from the chain row, then write down the numbers in the table, under which the stench is indicated.

21 Below is a list of functions. Usi stink, krim dvoh, to be placed before the functions of the central bank.

1) emissia of pennies ; 2) licensing of financial organizations ; 3) installed key (share) rate ; 4) praise of the state budget ; 5) vodkrittya deposits for private persons ; 6) saving gold and foreign exchange reserves .

Find two functions that “fall out” from the chain row, then write down the numbers in the table, under which the stench is indicated.

22 Below is a summary of the functions that are assigned by banks. Ushі stink, kіm dvoh, vіdnosyatsya to the sphere of activity of commercial banks.

1) servicing deposits ; 2) currency exchange ; 3) setting the key (share) rate ; 4) type of fast loans ; 5) monopoly emission of pennies ; 6) financial advice .

Find two functions that “fall out” from the chain row, then write down the numbers in the table, under which the stench is indicated.

Write to x

"Banking system"

Trainer for training

1 Who needs a quick loan?

1) Podruzhzhya Ivanov took a bank loan to pay for a summer loan.

2) Podruzhya Petrov took out a loan for the purchase of a zamіskogo booth near outpost

future life.

3) At the link with the deficit of the sovereign budget, the order went ahead

to zapozichen zovnіshnym markets.

4) Individual applicant Lisitsyn taking out a loan for a loan

new outlets.

2 What should be left to the functions of the Central Bank?

1) issue of shares and other valuable papers

3) zdіysnennya currency exchange operations for the population

4) lending to individual businesses

3 As for the minds of the recession of the economy, there is a short release of GDP, investment and employment, then the Central Bank

1) raise the oblikovu rate

2) lower the bond rate

3) increase the rate of bank reserves

4) buy more paper papers

4 What is the answer to the question of the Central Bank of Russia? A. The Central Bank of Russia is economically independent.

B. The Central Bank of Russia may vinyatkove the right to penny emissia.

5 What is the answer to the Central Bank?

A. The Central Bank sees and issues licenses for banking operations by private banks.

B. The Central Bank controls the distribution of pennies and controls the supply of pennies.

6 The norm of obov'yazykovyh reserves in Russia is being restored

1) skin commercial bank independently

2) Central Bank of Russia

3) Near the Russian Federation

4) Federal fees of the Russian Federation

7 The terms are lowered below. Usi stink, krim dvoh, put up to functions for the Central Bank.

1) setting the refinancing rate

2) type of fast loans

3) penny emission

4) setting foreign exchange rates

5) management of the federal mine

6) a look at the activities of credit institutions

8 A number of terms are indicated below. Usi stink, krim two, pov'yazanі z fiyalnіstyu Central Bank.

1) emisia; 2) nationalization; 3) oblikova rate vіdsotka; 4) depreciation; 5) reservation rate; 6) licensing.

Find two terms that “fall out” from the common row. Write down the numbers, under which the stench is indicated.

Testimony: _____________________.

1) manager's salary

2) rozpodіl pratsі

3) rental fee

4) received credits

10 What should be brought down to the level of finance for the business?

1) manager's salary

2) the cost of investors

3) rental fee

4) extra payment for previously taken loans

11 What is the lower limit for the functions of the central bank?

1) home loans

2) emіsіya pennies

3) zdіysnennya rozrahunkіv firms

4) zaluchennya on rahunki zaoschadzhen hromadyan

The Central Bank saves the reserve fund of other credit institutions. B. Commercial banks make penny payments and repayments of firms and private companies.

13 What do you think about the mirroring of the banking system?

A. Commercial banks act as intermediaries in payments between economic entities, in transactions with valuable papers.

B. The Central Bank provides loans to private entities and organizations.

14 The terms are lowered below. Ushі stink, krіm dvoh, vіdnosjatsya to vidіv unprepared pennies.

Find two terms that “fall out” from the chain row, then write down the numbers in the table, under which stinks are indicated.

Testimony: _____________________.

15 Read the guidance below the text, which has a low slіv (word receiving) missing. Choose from the list of words (words), if it is necessary to insert a passage in the space.

“The London Stock Exchange, officially named the International Stock Exchange of Great Britain and Ireland, the largest in Europe. The quotation list of the London Stock Exchange has more

______(A), lower in the skin of the three largest exchanges in the world. London is an important international ______(B), playing a key role in currency trading, international ______(C) and bond trading.

After the 1986 r. ______(G), nicknamed the "great rivok", the London Stock Exchange recognized cardinal changes. An electronic information system “Automated Stock Exchange Quotation” was created, and the auctions, which ______ (D) were inextricably linked with each other, went off in the past. Banks and other great financial organizations possessed powerful commercial premises. Please, the Daedals more often began to be zdіysnyuvatisya between individual investors and “protectors of the market” - firms that can be significant ______(E)”.

The words near the list are given to the native leader. A skin word (word receiving) can be used only once.

Choose sequentially one word after the other, thoughts zapovnyuyuchi skin transfer. Catch your respect, which is more on the list, below you need to complete the transfers.

List of terms:

1) bank lending

2) issue of national currency

3) brokers

4) foreign companies

5) reorganization

6) social transfers

7) share packages

8) financial center

9) order

In this table, letters are indicated that mean the missing words. Write in the table under the skin letter the number of the word you have chosen.

Suggestion: A B C D E F